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Early this year, two strong low-pressure systems spawned a rash of tornadoes in the eastern, south and southeastern regions of the United States. The tiny state of Maryland, not normally a tornado prone area, experienced a record-breaking five tornadoes. As we conclude spring and enter summer, meteorological experts predict an… Read more »
Fortunately, the house fire – sparked by faulty wiring – damaged only the garage and no one was harmed. But the tattered structure was roofed only by charred rafters and rain was forecast that afternoon. The family leapt into quick action, calling their insurance carrier and a local contractor for… Read more »
Reading an insurance policy can be tough going without a broker to translate. It’s a dense document packed with legalese and terminology that’s challenging for non-insurance professionals to decipher. One section deserves particular scrutiny anyway: the mitigation of damages clause. It’s a key part of all insurance policies and it… Read more »
When a toilet overflowed in a third-floor apartment at a large complex, the flood was surprisingly destructive because nobody was home to report the problem. As angry residents streamed past complaining about wet belongings and buckling wallboard, the property manager began searching for help immediately – no waiting until morning… Read more »
A troubled CEO arrived early at the office that crisp November day. Overnight, a fire had damaged a detached garage that served as the stockroom for her growing mail order gourmet spices business. Fortunately, no one had been hurt in the blaze that destroyed most of one wall. Also fortunately,… Read more »
