Holiday Season Hazards Commercial Property Owners Often Face

“The holidays bring joy but they also bring seasonal risks for commercial property owners and tenants,” says Kevin Lethers, President of Paul Davis of Polk County, Florida. “We recommend precautions against four specific hazards: fires, security threats, accidents and insurance coverage gaps.”

Focusing on a few key “do’s and don’ts” goes a long way toward a wonderful holiday season free of trouble at your commercial property.

Do use battery-operated holiday lighting and eschew unsafe decorative illuminations like candles, bonfires and natural Christmas trees. Make sure that tenants and employees understand lighting prohibitions.

Don’t use extension cords unwisely, which pose trip hazards and electrical risks.

Do boost security. Theft, vandalism and unauthorized entry increase during the holiday season because criminals take advantage of employee distraction, disrupted routines, light occupancy and more visitors. Check security system operations, review security measures with maintenance staff and increase after hours patrols.  

Don’t forget to review security and visitor policies with employees and tenants, too. Don’t advertise your holiday schedule, which alerts criminals to periods when your location will be vacant or lightly occupied.

Do focus on safety. With parties, decorations and altered routines, safety hazards increase. Stay alert for slip, trip and fall risks; spills from celebrations; and high-test libations in the workplace. Talk to your tenants, managers and employees about the seasonal risks, the importance of following proper procedures and how to avoid accidents.

Don’t neglect ladder safety procedures for personnel hanging holiday decorations. Don’t forget to convey guidelines and property rules about office celebrations; smart companies offer paid ride vouchers for revelers leaving holiday parties.

Do check in with your insurance agent to review coverage for holiday hazards.
“Finally, many businesses and properties face their busiest times during the holidays,” says Lethers. “Fatigue, rushing, distraction and frustration can be part and parcel of the season but they also increase risk. Put more joy in the most wonderful time of the year by being careful, taking your time, planning wisely and calling Paul Davis if you need help.”