When fire scorches a manufacturing facility or floods soak an apartment complex, damage occurs on a large scale. More people evacuate from bigger areas. Owners, with little flexibility to relocate tenants and operations, have high labour and materials needs – and the need to manage multiple partners performing restoration. Not… Read more »
Fortunately, the house fire – sparked by faulty wiring – damaged only the garage and no one was harmed. But the tattered structure was roofed only by charred rafters and rain was forecast that afternoon. The family leapt into quick action, calling their insurance carrier and a local contractor for… Read more »
There’s not a cloud in the sky and the weather is gorgeous, yet here you are: filing a water damage claim with your insurance carrier because of a flood in your bathroom. Maybe it’s cold comfort, but you’re got lots of company: nearly half of all water damage claims stem… Read more »
Vince’s vacation bliss lasted almost 10 minutes after he returned home. Then he went downstairs and discovered his basement soaking in two inches of water from a water heater leak. The bill for fixing carpet, drywall and a pool table? Over $20,000. Like many homeowners, Vince installed his water… Read more »
Homeowners who spend time away from properties they own need to be aware that their insurer may determine their primary and secondary vacation home(s) vacant or unoccupied if left for a certain length of time. Insurers deem vacant or unoccupied houses a greater risk for vandalism, theft, weather-related perils, and… Read more »